Empower Your Enterprise

Tailored financing for Micro, Small, and Medium Enterprises with minimal documentation and quick disbursal

₹50 Lakhs

Max Amount

11%

Starting Rate

48

Max Months

Loan Amount

₹1 Lakh to ₹50 Lakhs

Interest Rate

Starts at 11% p.a.

Tenure

12 to 48 months

Processing Time

Within 24 hours

Why Choose MSME Loan from KRUX?

Quick Approvals

Same-day loan approvals with online application process. Get instant approval notification.

No Collateral Required

Unsecured loans without asset risks. Your business assets remain safe even in default scenarios.

Flexible Repayment

Choose repayment tenure from 12 to 48 months with easy monthly EMIs aligned to your cash flow.

Competitive Rates

Interest rates starting at 11% p.a. based on thorough financial analysis with transparent pricing.

Rapid Funding

Loan disbursed within 24 hours post-document verification, faster than traditional bank timelines.

MSME Focused

Specially designed for Micro, Small, and Medium Enterprises under government schemes.

What Can You Use This Loan For?

Working Capital

Manage day-to-day operational expenses and cash flow requirements

Business Expansion

Open new branches, enter new markets, or scale operations

Equipment Purchase

Acquire new machinery, technology, or equipment for growth

Inventory Management

Stock up inventory, purchase raw materials in bulk

Eligibility Criteria

  • Age: 21 years at application, 65 at maturity
  • Minimum Years in Business: 1 year
  • Credit Score: 650 or above
  • Eligible Entities: Businesses and Individuals
  • Registered MSME with valid Udyam Registration Certificate

Documents Required

  • PAN Card (Personal & Business)
  • Aadhaar Card of Proprietor/Director(s)
  • Business Registration Proof (GST, Shop Act, Udyam)
  • Bank Statements & GST Returns (Last 12 months)

Note: All documents can be uploaded online. Physical copies are not required for initial application.

Frequently Asked Questions

Ready to Grow Your Business?

Get instant approval for your MSME loan with minimal documentation, competitive interest rates, and quick disbursal. Apply now and take your business to the next level.