Unlock the Value of Your Property

Get a high-value secured loan by mortgaging your residential or commercial property for business growth

₹1 Crore

Max Amount

11%

Starting Rate

60

Max Months

Loan Amount

Up to ₹1 Crore

Interest Rate

Starts at 11% p.a.

Tenure

Up to 60 months

Processing Time

Within 7 days

Advantages of Loan Against Property

Higher Loan Amount

Get loans up to ₹1 Crore based on your property value, perfect for large business needs.

Lower Interest Rates

Competitive interest rates starting at 11% p.a. due to secured nature of the loan.

Longer Tenure

Flexible repayment tenure up to 60 months for comfortable EMIs aligned to your cash flow.

Quick Processing

Loan disbursed within 7 days post property verification and legal checks.

Property Retained

Continue using your property while it serves as collateral. No need to vacate or sell.

Dedicated Support

Expert guidance through property valuation, legal verification, and documentation.

Eligible Property Types

Residential Property (Self-occupied or Rented)
Commercial Property (Office, Shop, Warehouse)
Industrial Property (Factory, Manufacturing Unit)
Land (Residential or Commercial Plot)

What Can You Use This Loan For?

Business Expansion

Open new branches, expand operations, or enter new markets with substantial capital

Working Capital

Manage large-scale operational expenses, inventory, or seasonal business needs

Equipment Purchase

Acquire expensive machinery, technology, or infrastructure for business growth

Debt Consolidation

Consolidate multiple high-interest loans into a single lower-rate LAP

Eligibility Criteria

  • Age: 21 years at application, 65 at maturity
  • Minimum Years in Business: 1 year
  • Credit Score: 650 or above
  • Eligible Entities: Businesses and Individuals

Documents Required

  • PAN Card (Personal & Business)
  • Aadhaar Card of Proprietor/Director(s)
  • Business Registration Proof (GST, Shop Act, etc.)
  • Bank Statements & GST Returns (Last 12 months)
  • Property Ownership Documents (Sale Deed, Title Deed)

Note: Property documents will be verified by approved valuers and legal experts before loan approval.

Frequently Asked Questions

Ready to Leverage Your Property?

Get high-value secured funding with competitive interest rates and flexible tenure. Apply now and unlock your property\'s potential for business growth.